General Schedule of Charges with Effect from 01-05-2026
Click Here| General Schedule of Charges with Effect from 01-03-2025 | |
|---|---|
| Particulars | Charges (GST is levied extra as applicable from time to time) |
| Duplicate Passbook issuing charges | Rs. 50/- (No Charge if QAB of Rs. 1500 is maintained) |
| Stop Payment charges | Rs. 50/- per occasion |
| Chequebook issue charges | |
| Current Account | 400 cheque leaves free in one year, then Rs. 2/- per leaf |
| Hyp / Cash Credit / MOD / FDOD | No Charges |
| Duplicate Statement | Rs. 5/- per page, Minimum Rs. 20/-, Maximum Rs. 100/- |
| Charge for failure of SI due to insufficient balances | Rs. 25/- per occasion |
| Non-maintenance of AMB Balance | |
| Regular Current A/c | Rs. 50/- per month if balance is less than Rs. 5000/- |
| Regular Saving Accounts | No Charges |
| Demat linked Saving A/c | No Charges if balance is less than Rs. 5000/- |
| Payorder / Payslip charges / inter Draft | |
| Our Bank | 0.05% of opening balance, 0.10% of same day balance, Minimum Rs. 20/-, Maximum Rs. 200/- |
| HDFC Bank | 0.05% of opening balance, 0.10% of same day balance, Minimum Rs. 20/-, Maximum Rs. 1000/- |
| Nationalised Bank | 0.05% of opening balance, 0.10% of same day balance, Minimum Rs. 20/-, Maximum Rs. 1000/- |
| Other Bank | Rs. 50/- per instruction |
| Inter Branch Draft / Payorder / Payslip Cancellation, Duplication, Revalidation | Rs. 50/- per instruction |
| Outward bills for Collection | |
| Up to Rs. 5000/- | Rs. 25/- |
| Up to Rs. 10000/- | Rs. 50/- |
| Up to Rs. 100000/- | Rs. 100/- |
| Maximum | Rs. 200/- (including postage charges) |
| Inward bills for Collection | |
| Per Rs. 1000/- | Rs. 3/- |
| Minimum | Rs. 40/- |
| Maximum | Rs. 500/- (including postage charges) |
| ACH / ECS return charges | Rs. 100/- per occasion |
| Outward cheque return charges | Rs. 50/- per cheque |
| Inward cheque return charges | Rs. 100/- per cheque |
| ATM Card Related Charges | |
| New/First Time Issuance of Classic Wi-Fi ATM Card | Nil Charges |
| Renewal/Reissuance Classic Wi-Fi ATM Card | Rs.100 per year |
| New/First Time Issuance of Platinum Wi-Fi ATM Card | Rs.200 per year |
| Renewal/Reissuance Platinum Wi-Fi ATM Card | Rs.200 per year |
| Duplicate ATM Pin charges | Rs. 50 |
| NACH Mandate | Rs. 50/- as one-time mandate charges per mandate |
| IMPS Charges | |
| Transaction Amount Rs.1 to Rs.100 | Free |
| Transaction Amount Rs.101 to Rs.1,000 | Rs.2.50 Per Transaction |
| Transaction Amount Rs.1,001 to Rs.50,000 | Rs.5 Per Transaction |
| Transaction Amount Rs.50,001 to Rs.1,00,000 | Rs.10 Per Transaction |
| Transaction Amount Rs.1,00,001 to Rs.5,00,000 | Rs.15 Per Transaction |
| RTGS Charges | |
| Inward remittance | NIL |
| Outward remittance | NIL |
| Standing instruction | No charge |
| Recurring deposit (penalty for delay payment) | 1% Penal for delay payment |
| Late Stock / Book debt statement | 4% Penal charges of outstanding amount if stock statement not received on or before 10th of every month |
| Account closed before 6 Month | |
| Saving A/c | Rs. 100/- |
| Current A/c | Rs. 200/- |
| Duplicate Share certificate charges | Up to Rs. 100: Rs. 25/- Above Rs. 100: Rs. 100/- |
| Duplicate Fixed Deposit Receipt | Rs. 100/- |
| General Schedule of Charges with Effect from 01-05-2026 | |
|---|---|
| Particulars | Charges |
| Duplicate Passbook issuing charge | Rs. 50/- + GST |
| Cheque book issue charges For Saving Account* | 3 Chequebook of 15 Leaves Each Yearly - Free. Additional chequebook of 15 leaves to be charges @ ₹4 per leaves. + GST. |
| Chequebook issue charges for Current Account* | 20 Chequebook of 30 Leaves Each Or 10 Chequebook of 60 Leaves Each Yearly - Free. Additional chequebook of 30/60 leaves to be charges @ ₹3 + GST. |
| Stop Payment charges for all types of a/cs* | Rs. 100 + GST For Particular Cheque & Rs. 200 + GST For Series Of Cheques |
| Chequebook issue charges for Hyp / Cash Credit / MOD / FDOD | No Charges |
| Duplicate Statement | Rs. 5/- + GST per page, Minimum Rs. 20 /- + GST & Max. Rs. 100 /- + GST |
| Charge for failure of SI due to insufficient balances* | Rs. 50/- + GST |
| Minimum Balance charges** | |
| Current Accounts** | |
| Regular Current Account (Minimum Average Quarterly Balance Of Rs. 10,000/- to be maintained w.e.f. July 01, 2026) | For non-maintenance of Average Quarterly Balance of Rs 10,000/-Penalty of Rs. 300/- + GST per Quarter. |
| Saving Accounts | |
| Regular Saving Account | No Charges. |
| Demat linked Saving Accounts | No Charges. |
| Subscription Based Insta-Alert SMS Charges (Except Mandatory Alerts) * | |
| Saving Account | Rs. 0.15/- + GST Per SMS (Half Yearly) |
| Current Account | Rs. 0.15/- + GST Per SMS, Maximum Rs. 500/- + GST (Half Yearly) |
| Payorder / Payslip charges | |
| Payorder / Payslip charges / inter Draft | On opening Balance 0.05 % Charge / And on same day balance 0.10 % Charges Of Amount. Minimum Rs. 20 /- + GST Max Charges Rs. 200/- + GST. |
| Inter Branch Draft / Payorder / Payslip Cancellation, Duplication, Revalidation | Rs 50/- + GST Per Instruction |
| Other Bank Draft | |
| (1) HDFC Bank | On opening Balance 0.05 % Charge / And on same day balance 0.10 % Charges Of Amount. Minimum Rs. 20 /- + GST Max Charges Rs. 1000/- + GST. |
| (2) Nationalised Bank | On opening Balance 0.05 % Charge / And on same day balance 0.10 % Charges Of Amount. Minimum Rs. 20 /- + GST Max Charges Rs. 1000/- + GST. |
| Other Bank Draft Cancellation, Duplication, Revalidation | Rs. 50/- + GST Per Instruction |
| Bills Collection Charges | |
| Outward bills for Collection | For lodgement - No charge For Release- Up to Rs. 5000/- charges of Rs. 25 /- + GST, Up to Rs. 10000/- charges of Rs. 50 /- + GST, Up to Rs. 100000/- : charge of Rs. 100 /- + GST, Max Rs. 200/- + GST (including postage charges). |
| Inward bills for Collection | For lodgement - No charge, For Release - Per Rs. 1000/- charges of Rs.3 /- + GST, Minimum Charges Rs. 40/- + GST and Max. Charge - Rs. 500 /- + GST (including postage charges). |
| Return Charges * | |
| ACH / ECS return charges | Rs. 200/- + GST per Instance. |
| Outward cheque return charges | Rs.100/- + GST per Instrument |
| Inward cheque return charges | Rs.300/- + GST per Instrument |
| ATM Card Related Charges | |
| New/First Time Issuance of Classic Wi-Fi ATM Card | Nil Charges |
| Renewal/Reissuance Classic Wi-Fi ATM Card | Rs. 100/- + GST Per Year |
| New/First Time Issuance of Platinum Wi-Fi ATM Card | Rs. 200/- + GST Per Year |
| Renewal/Reissuance Platinum Wi-Fi ATM Card | Rs. 200/- + GST Per Year |
| Financial & Non-Financial Transactions Limit (Combined) | Five Transactions Free Per Month |
| Above Free Limit Financial & Non-Financial Transactions Limit (Combined) | Financial - Rs. 20/- + GST Non-Financial - Rs. 12/- + GST |
| NACH Mandate | |
| NACH Mandate | Rs. 50 /- + GST as one time mandate charges per mandate |
| IMPS Charges | |
| Rs. 1/- to Rs. 100/- | Free |
| Rs. 101/- to Rs. 1000/- | Rs. 2.5/- + GST Per Transaction |
| Rs. 1001/- to Rs. 50000/- | Rs. 5/- + GST Per Transaction |
| Rs. 50001/- to Rs. 100000/- | Rs. 10/- + GST Per Transaction |
| Rs. 100,001/- to Rs. 500000/- | Rs. 15/- + GST Per Transaction |
| RTGS Charges | |
| Inward remittance | NIL |
| Outward remittance | NIL |
| NEFT Charges | |
| Inward remittance | NIL |
| Outward remittance | NIL |
| Credit Information Report Charges* | |
| Individual Borrower (Consumer CIR) | Rs. 100/- + GST |
| Non-Individual Borrower (Commercial CIR) | Rs. 1500/- + GST |
| Other Charges | |
| Standing instruction | No charge |
| Recurring deposit (penalty for delay payment) | 1% Penal for delay payment |
| Late Stock / Book debt statement | 4 % Penal charges of outstanding amount if stock statement not receive on or before 10th of every month. |
| Account closed before 6 Month | For Saving A/c - Rs. 100/- + GST , Current A/c - Rs. 200/- + GST. |
| Duplicate Share certificate charges | Share Amount Up to Rs. 100 charges Rs. 25 /- + GST ,Share Amount Above Rs. 100 charges Rs. 100 /- + GST. |
| Duplicate Fix Deposite Receipt | Rs. 100 /- + GST |
| Solvency Certificate Issuance Charges* | 1. Rs 250/- + GST for solvency certificate value up to Rs. 1.00 lakhs. 2. Rs 500/- + GST for solvency certificate value above Rs. 1.00 lakhs and up to Rs. 2.00 lakhs. 3. Rs 1000/- + GST for solvency certificate value above Rs. 2.00 lakhs and up to Rs. 6.00 lakhs. 4. For solvency certificate value above Rs 6.00 lakhs Rs. 150/- + GST per lakh with Maximum of Rs 20,000/- + GST. |
| Bank Guarantee Issuance Charges | 2% Of BG Amount + GST |
| * - Revised Charges Effective From May 01, 2026. ** - Revised Charges Effective From July 01, 2026. | |
