| General Schedule of Charges with Effect from 01-03-2025 | |
|---|---|
| Particulars | Charges (GST is levied extra as applicable from time to time) |
| Duplicate Passbook issuing charges | Rs. 50/- (No Charge if QAB of Rs. 1500 is maintained) |
| Stop Payment charges | Rs. 50/- per occasion |
| Chequebook issue charges | |
| Current Account | 400 cheque leaves free in one year, then Rs. 2/- per leaf |
| Hyp / Cash Credit / MOD / FDOD | No Charges |
| Duplicate Statement | Rs. 5/- per page, Minimum Rs. 20/-, Maximum Rs. 100/- |
| Charge for failure of SI due to insufficient balances | Rs. 25/- per occasion |
| Non-maintenance of AMB Balance | |
| Regular Current A/c | Rs. 50/- per month if balance is less than Rs. 5000/- |
| Regular Saving Accounts | No Charges |
| Demat linked Saving A/c | No Charges if balance is less than Rs. 5000/- |
| Payorder / Payslip charges / inter Draft | |
| Our Bank | 0.05% of opening balance, 0.10% of same day balance, Minimum Rs. 20/-, Maximum Rs. 200/- |
| HDFC Bank | 0.05% of opening balance, 0.10% of same day balance, Minimum Rs. 20/-, Maximum Rs. 1000/- |
| Nationalised Bank | 0.05% of opening balance, 0.10% of same day balance, Minimum Rs. 20/-, Maximum Rs. 1000/- |
| Other Bank | Rs. 50/- per instruction |
| Inter Branch Draft / Payorder / Payslip Cancellation, Duplication, Revalidation | Rs. 50/- per instruction |
| Outward bills for Collection | |
| Up to Rs. 5000/- | Rs. 25/- |
| Up to Rs. 10000/- | Rs. 50/- |
| Up to Rs. 100000/- | Rs. 100/- |
| Maximum | Rs. 200/- (including postage charges) |
| Inward bills for Collection | |
| Per Rs. 1000/- | Rs. 3/- |
| Minimum | Rs. 40/- |
| Maximum | Rs. 500/- (including postage charges) |
| ACH / ECS return charges | Rs. 100/- per occasion |
| Outward cheque return charges | Rs. 50/- per cheque |
| Inward cheque return charges | Rs. 100/- per cheque |
| ATM Card Related Charges | |
| New/First Time Issuance of Classic Wi-Fi ATM Card | Nil Charges |
| Renewal/Reissuance Classic Wi-Fi ATM Card | Rs.100 per year |
| New/First Time Issuance of Platinum Wi-Fi ATM Card | Rs.200 per year |
| Renewal/Reissuance Platinum Wi-Fi ATM Card | Rs.200 per year |
| Duplicate ATM Pin charges | Rs. 50 |
| NACH Mandate | Rs. 50/- as one-time mandate charges per mandate |
| IMPS Charges | |
| Transaction Amount Rs.1 to Rs.100 | Free |
| Transaction Amount Rs.101 to Rs.1,000 | Rs.2.50 Per Transaction |
| Transaction Amount Rs.1,001 to Rs.50,000 | Rs.5 Per Transaction |
| Transaction Amount Rs.50,001 to Rs.1,00,000 | Rs.10 Per Transaction |
| Transaction Amount Rs.1,00,001 to Rs.5,00,000 | Rs.15 Per Transaction |
| RTGS Charges | |
| Inward remittance | NIL |
| Outward remittance | NIL |
| Standing instruction | No charge |
| Recurring deposit (penalty for delay payment) | 1% Penal for delay payment |
| Late Stock / Book debt statement | 4% Penal charges of outstanding amount if stock statement not received on or before 10th of every month |
| Account closed before 6 Month | |
| Saving A/c | Rs. 100/- |
| Current A/c | Rs. 200/- |
| Duplicate Share certificate charges | Up to Rs. 100: Rs. 25/- Above Rs. 100: Rs. 100/- |
| Duplicate Fixed Deposit Receipt | Rs. 100/- |
